Jeetu, the son of retired teacher Jaidev Prasad, is debt-ridden due to many failed businesses. Jeetu breaks off his engagement with his promised fiancé, Pooja and decides to commit suicide by throwing himself into the sea for insurance money that his father would pay off his debts. However, Jeetu is found tangled in the fishing nets by a pair of fishermen, Gundya and Bandya who rescue him and mistakes him to be mute.
Gundya owes money to a Gujarati businessman, Prabhat Singh Chauhan, who takes away Gundya’s boat. Gundya cunningly makes Prabhat believe that Jeetu is his loving nephew and leaves both Jeetu and Bandya in Prabhat’s house as the guarantee until he returns the money. Prabhat’s niece Shruti is mute too, but not deaf. Her overprotective brother Mangal wants her to get married, however, her muteness makes her an undesirable match. One night, Shruti and her cousin Meenakshi learn his secret and makes him break off a Shruthi’s undesirable marriage match in order to keep his secret.
Shruti and Meenakshi send money to Jeetu’s village through Bandya to repay his debts. Bandya returns from the village and tells Jeetu that Pooja is married now. Unaware that Pooja believing herself to be Jeetu’s widow, is living with Jeetu’s family. At the same time, Shruti confesses her love for Jeetu. Mangal approves their marriage after Jeetu reveals he is not deaf and mute. Later Mangal sends Gundya and Bandya to deliver a suitcase of money to Jeetu’s family to secure their financial well-being. However, while delivering the money they inadvertently reveal that Jeetu is alive. Shocked Jeetu’s dad demands that they take him to Jeetu. Jaidev arrives at Prabhat’s House during Jeetu and Shruti’s engagement ceremony and sees him alive.